Finding care
Finding grief counseling and support in Tennessee, Kentucky, Georgia and Alabama
If your loved one was in hospice, the hospice has to offer your family bereavement support for up to a year after the death, under federal Medicare rules. Grief support groups, children’s grief centers and licensed therapists are other options. Families of service members who died on duty can get free counseling at Vet Centers. Many grief therapists list grief on their LunahUP profile.
Grief support comes in more forms than most people expect, and some of it is free. To find the right kind, start with the hospice if there was one, look at support groups and help for grieving children and teens, know when a grief therapist makes sense, then search and sort out cost. Military families and people grieving a violent death have their own programs, in steps 7 and 8.
If you need help now
If grief has brought thoughts of suicide, call or text 988 any time. Each state’s crisis lines are on our state help lines page.
1. Start with the hospice, if there was one
If your loved one received hospice care, the hospice is required to help you afterward. Federal Medicare rules say a hospice must:
- have an organized bereavement program supervised by someone with education or experience in grief or loss counseling
- make bereavement services available to the family, and others in the bereavement plan, for up to one year after the death
Medicare doesn’t pay hospices separately for this, but it’s still a required service. Call the hospice’s main number and ask for the bereavement coordinator. SAMHSA describes hospice care as a source of grief counseling for many families and caregivers.
Even if your loved one wasn’t in hospice, NAMI notes that most local hospices offer free or sliding-scale grief support or can refer you to it.
2. Join a grief support group
SAMHSA lists local or virtual grief support groups, community grief counseling services and grief peer support among the supports that help people cope. To find one near you:
- Ask a local hospice, even if your loved one wasn’t a patient there.
- Dial 2-1-1 and ask about grief support groups in your area. NAMI suggests this.
- Ask your place of worship, the funeral home or your employer’s EAP. Our EAP guide explains how EAPs work. Kentucky state employees with basic life insurance, for example, can get up to five grief counseling sessions per death.
3. Find help for grieving children and teens
- The Dougy Center’s program finder (dougy.org/program-finder) searches a directory of more than 500 grief support programs for children, teens and families.
- The National Alliance for Children’s Grief (nacg.org/find-support) lets you search grief support centers and camps by ZIP code, with filters for peer support groups and virtual services.
When you contact a program, ask about age groups, whether parents or caregivers have their own group, and the cost. Many children’s grief centers are free.
4. Know when to look for a grief therapist
SAMHSA says people with very hard grief may seek clinical care, such as individual or group psychotherapy, and many also find grief peer support helpful. A licensed therapist can help when grief is affecting your sleep, work, relationships or safety, or when you’d simply like more support than a group gives.
Who provides grief counseling: licensed professional counselors, clinical social workers, marriage and family therapists and psychologists. Some have extra training in grief and loss. The Association for Death Education and Counseling (ADEC) offers grief-focused credentials, though we couldn’t read ADEC’s own pages to describe them.
Questions to ask a grief therapist:
- “How much of your practice is grief and loss?”
- “Have you worked with this kind of loss?” Loss of a child, a sudden death, suicide loss and loss after a long illness can each call for different experience.
- “Do you see families or children together?”
- “Do you run or know of a grief group I could join alongside therapy?”
Our fit guide covers the general first-call questions.
5. Search LunahUP for grief therapists
As of November 5, 2026, these LunahUP profiles list grief as a focus:
| State | Profiles listing grief |
|---|---|
| Tennessee | 64 (Tennessee grief providers) |
| Georgia | 61 (Georgia grief providers) |
| Kentucky | 22 (Kentucky grief providers) |
| Alabama | none yet |
6. Sort out the cost of grief counseling
Insurance pays for therapy when there’s a diagnosed condition, so coverage for grief counseling varies. A federal report to Congress in 2023 named cost as a barrier to grief services. Ask your plan, and see our insurance guide and sliding scale guide. If you lose health coverage because the person who died held the policy, SAMHSA notes that’s a qualifying life event, so you can enroll in a new plan outside open enrollment.
7. Use programs for military families
Vet Centers offer free bereavement counseling to family members of:
- service members who died while serving
- Reservists and National Guard members who died while on duty
- veterans who were receiving Vet Center services when they died unexpectedly or while in hospice or similar care
- veterans and service members who died by suicide
There’s no cost. Call the Vet Center Call Center at 1-877-927-8387, or find your nearest Vet Center at va.gov/find-locations. Our trauma and PTSD guide lists the Vet Centers in our four states.
8. Get help after a violent death
State crime victim compensation programs can pay for counseling for families after a homicide:
- Georgia’s Crime Victims Compensation Program covers mental health counseling up to $3,000, and parents or guardians of someone who was killed can be eligible.
- Alabama’s Crime Victims’ Compensation Commission says that in a homicide, funeral, counseling and other expenses can be considered for surviving spouses, children or parents, up to a $20,000 maximum.
Tennessee and Kentucky have similar programs; ask the victim advocate at your local district attorney’s office.
The short version
- If your loved one was in hospice, the hospice must offer your family bereavement support for up to a year.
- Local hospices, 2-1-1, places of worship and EAPs can point you to grief groups.
- The Dougy Center and the National Alliance for Children’s Grief list programs for children and teens.
- Vet Centers offer free bereavement counseling to families of service members who died on duty.
- Georgia and Alabama crime victim programs can pay for counseling after a homicide.
Questions before your next step
Is grief counseling free through hospice?
Hospices must offer bereavement services to the family for up to one year after the death, under federal Medicare rules. Call the hospice and ask for the bereavement coordinator.
Link to this answerHow do I find a grief support group near me?
Ask a local hospice, dial 2-1-1, or ask your place of worship or employer’s EAP. Many hospices offer free groups even to families who didn’t use their services.
Link to this answerWhere can grieving children get support?
The Dougy Center’s program finder and the National Alliance for Children’s Grief’s directory list grief support centers and camps for children, teens and families.
Link to this answerDoes insurance cover grief counseling?
It varies. Insurance pays for therapy for a diagnosed condition, so ask your plan. Hospices, EAPs, support groups and sliding-scale therapists are other options.
Link to this answerCan military families get free grief counseling?
Yes. Vet Centers offer free bereavement counseling to families of service members who died on duty and certain veterans. Call 1-877-927-8387.
Link to this answerSources & approach
LunahUP Directory wrote this guide to explain practical search and appointment choices. Public health and professional references support the general information; the directory’s own workflows describe how LunahUP works. Provider-specific facts are supplied on the linked profiles. This guide has not been clinically reviewed and does not offer individual medical advice.
- 42 CFR 418.64
- 42 CFR 418.64, 42 CFR 418.204
- SAMHSA, Coping with bereavement and grief
- NAMI HelpLine FAQ
- Dougy Center program finder
- Dougy Center program finder, National Alliance for Children’s Grief
- ASPE, Bereavement and Grief Services Report to Congress, 2023
- VA Vet Center bereavement counseling
- Georgia Crime Victims Compensation
- Georgia Crime Victims Compensation, Alabama Crime Victims’ Compensation Commission guide
To suggest a correction, use directory support.